Whenever you use credit accounts to make purchases, the creditors will relay the information to the three credit bureaus, and it will appear in your credit reports. The credit accounts are known as tradelines since they provide you with lines of credit. You can have a single tradeline or several, and how you use them […]

If you have a thin or short credit history, you may encounter issues with obtaining necessary home, car, or business loans from banks and other lending institutions. Not only that, but you may also be turned down for apartment rentals. In such a situation, you may want to consider getting piggyback credit lines to improve […]

The credit accounts you use to make purchases appear on your credit report. As these accounts are lines of credit, they are known as tradelines. It is possible to have several lines of credit or tradelines, and these will affect your credit reports and make a significant difference in increasing or decreasing your credit scores. […]

Protect yourself and your financial information because that information can make a big difference to accomplishing anything. Financial information about us is determined by a credit score. Anytime we want to get a new adding authorized user to credit card, take out a loan, rent an apartment, or buy insurance, we are at the mercy […]

When you use credit it is very important to do so in a responsible way. If you have found that you have more debt than you can handle and it is affecting your life, you may need some help in repairing your credit by adding authorized user to credit card. This brief credit repair guide […]

When people with bad credit scores and heavy financial debt think about credit repair or credit restoration, they can be discouraged from taking any action. They believe that the process is either going to be too difficult, too expensive, or not worth the hassle. Sometimes, they are even weary due to a combination of all […]

While it’s just a number on paper, your credit score is one of the most important figures in your financial life. It will determine who will lend you money, which affects your ability to buy a house, lease a car and nearly every other major financial transaction you will make. Credit agencies are infamous for […]

The responsible thing to do is include the obvious disclaimer “if you have bad credit auto loan, you probably shouldn’t be financing a car loan!” There, it’s said. The obvious aside, sometimes we don’t have a choice. While you could go and spend that bit of money you saved up on a second hand vehicle […]

In a world where everything is dependent on money, having bad credit can make your life a lot more difficult than it needs to be. Credit checks are a part of many vital transactions that you make on a very regular basis, and if you are found to have bad credit, some fairly basic services […]

So you’re facing money problems and want to know how to repair bad credit so you can get rid of all the stress. Or, perhaps your credit is still okay, but you want it to be better because you know in the future you’ll run into bigger problems. Millions of other Americans are in the […]